Financial Calculators & Tools - India

Take Control of Your Financial Future

70+ smart calculators including SIP, EMI, FD, PPF, GST, and income tax tools—designed to help you plan better, invest wisely, and borrow smart.

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Plan better. Invest wisely. Borrow smart.

Access 70+ specialized financial calculators designed for India including SIP, EMI, FD, PPF, GST, and income tax tools. Make informed financial decisions with accurate calculations in INR.

Savings & Budgeting
Plan your finances with Indian banking tools.
  • Fixed Deposit Calculator
  • Recurring Deposit Calculator
  • PPF Calculator
  • Emergency Fund Planner
  • 50/30/20 Budget Calculator
Start Saving Smarter
Investment & Wealth
Grow wealth with SIP, mutual funds, and NPS.
  • SIP Calculator
  • Lumpsum Calculator
  • ELSS Tax Saving Calculator
  • Compound Interest Calculator
  • Retirement Calculator
Start Growing Wealth
Loans & EMI
Calculate home loan, personal loan, and car loan EMIs.
  • Home Loan EMI Calculator
  • Personal Loan Calculator
  • Car Loan Calculator
  • Education Loan Calculator
  • Credit Card Payoff
Calculate EMI
Explore All 70+ Calculators

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Most Used

Popular Financial Calculators

Top calculators for SIP, EMI, FD, GST, and income tax calculations in India

Popular
SIP Calculator
Calculate Systematic Investment Plan returns over time
Popular
Compound Interest Calculator
Calculate compound interest on savings and investments
Popular
EMI Calculator
Calculate EMI for any loan with principal, interest rate, and tenure
Popular
Personal Loan EMI Calculator
Calculate EMI for personal loans with flexible tenure options
Popular
Home Loan EMI Calculator
Calculate monthly EMI for home loans with detailed amortization
Popular
Credit Card EMI Calculator
Calculate EMI for credit card purchases with tenure and interest

Live Market Rates

Real-time financial rates updated daily for India

Mortgage Rate
8.75%

0.00% this week

Savings Rate
7%

+0.25% this week

Inflation
5.5%

-0.15% this week

Bond Yield
7.25%

+0.05% this week

Rates are indicative and may vary. Last updated: 26/11/2025

Calculate Your EMI with Top Bank Loan Rates

Compare home loan, personal loan, car loan & business loan EMIs—find the best rates in India.

Home Loan
From 8.4% p.a.
  • Up to ₹5 Crore for eligible buyers
  • Tenure: Up to 30 years
  • Tax benefits under Section 80C & 24
Personal Loan
From 10.5% p.a.
  • Up to ₹40 Lakhs available
  • Tenure: 1-6 years
  • Instant approval, minimal documentation
Car Loan
From 9% p.a.
  • New & pre-owned car financing
  • Tenure: Up to 7 years
  • Up to 100% on-road funding
Business Loan
From 12% p.a.
  • Up to ₹50 Lakhs unsecured
  • Tenure: 1-5 years
  • Collateral-free options available

Financial Tools & Calculators

Access 76+ specialized calculators for India

16 calculators
Loan Calculators
EMI, home loan, personal loan, and other loan calculators
21 calculators
Investment Calculators
SIP, mutual funds, stocks, and wealth calculators
6 calculators
Credit Card Calculators
Credit card EMI, payoff, and reward calculators
6 calculators
Banking & Deposits
FD, RD, PPF, and EPF calculators
5 calculators
Budgeting & Planning
Budget planning, net worth, and savings calculators
7 calculators
Tax & Salary
Income tax, GST, salary, and gratuity calculators
6 calculators
Insurance Calculators
Life, health, car, and home insurance calculators
0 calculators
Tools & Utilities
Currency, gold, brokerage, and other utility calculators
3 calculators
Finance & Optimization
Advanced financial optimization calculators powered by AI algorithms

Trusted by Financial Professionals & Investors

Join thousands of users who trust FincalFY for accurate financial calculations and informed decision-making.

"The SIP calculator helped me plan my mutual fund investments perfectly. The step-by-step guidance made complex financial planning simple and accessible."
S

Software Professional

Verified User

"I needed to understand loan options and EMI calculations. The comparison tools saved me hours of research and helped me make the best financial decision."
B

Business Owner

Verified User

"I recommend these tools to my clients. The comprehensive calculators and educational content help them understand complex financial concepts easily."
F

Financial Professional

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